Most health insurance plans cover a range of services related to sexual health, such as birth control methods, STI testing, emergency contraception, and wellness screenings. In some cases, health insurance may even cover abortion. However, it is impossible to know whether or not the results of the STD test will appear on the insurance bill. It all depends on the type of insurance you have and what your doctor decides to do with the information.
It is important to do your research and ask your insurance agent specific questions about what exactly is revealed to you during your doctor's visits. Anyone can get an STI because they are sexually active, and not all STIs have symptoms, so it's a good idea to get tested by a doctor. You may also be able to get free or low-cost STD testing at your local health department, family planning clinics, or community health care centers. Talk to the nurse or doctor or call your health insurance provider to find out what STI tests are covered for you and how much they will cost if you have to pay out of pocket.
However, whether your plan covers a specific STD test can depend on many different factors, such as your age, gender, risk factors, and whether you're pregnant. If you need an STD test or treatment that isn't covered by your health insurance, or if you don't have health insurance, call your local Planned Parenthood health center to see if they can help you get free or low-cost care. It is important to remember that STIs are very common and can be contracted by anyone who is sexually active. The only way to protect yourself from getting an STI is to abstain from sexual activity. However, if you are sexually active it is important to get tested regularly and know what services are covered by your health insurance plan. If you are concerned about the results of an STD test appearing on your insurance bill, it is important to do your research and ask questions before getting tested.
Knowing what services are covered by your health insurance plan can help you make an informed decision about whether or not to get tested.
